John Cali Most mornings I jog up in the foothills just south of my house. There’s a narrow paved trail winding through the silvery sagebrush on the shores of several small sparkling lakes. Up there, I can see the whole valley below me, from the gently rounded Big Horn Mountains on the east to the [...]

John Cali A few weeks ago, my good friend Jim and I were discussing money. Jim (not his real name) soon started talking about his investments. He was complaining about his investments fluctuating so much over the years. And he started focusing on several times when they had plummeted — like September 11, 2001. Jim [...]

John Cali A few weeks ago, a friend sent me a rather interesting motivational message someone had emailed her. I really liked part of what it said, especially this: What happens to you is not as important as your reaction to what is happening to you. Great concept! I totally agree with it. But it [...]