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Now, you might be wondering what on earth Wells Fargo has to do with this newsletter’s focus. Well, nothing, at least directly. But there was an article last week in our local newspaper, The Cody Enterprise, about one of the town’s banks being taken over by Wells Fargo.

The readers’ comments grabbed my attention. At one end of the spectrum were folks who said Wells Fargo had great customer service. At the other end were those who said Wells Fargo’s customer service was terrible.

Who was right?

This reminds me of a story I heard years ago. Whether it’s based on fact or fiction, I don’t know. But it makes a great point.

Two people visited one of their town’s elders known for his great wisdom.

The first person said he was moving to Chicago, and asked the elder if it was a friendly city. The elder replied, "Do you think this town is friendly?" The man said, "No, I can’t wait to get out of here -- it’s an unfriendly place." The elder replied "You’ll find Chicago an unfriendly place too."

The second person told the elder she also was moving to Chicago, and asked if it was a friendly city. The elder replied, "Do you think this town is friendly?" The woman said, "Yes, it’s a friendly town, and I’m going to miss it." The elder replied "You’ll find Chicago a friendly place too."

The other day I saw a quote from A Course in Miracles:

"Perception is a mirror, not a fact."

Here’s Chief Joseph.

So is Wells Fargo’s customer service good or bad? Is Chicago a friendly or unfriendly place? The answer is both.

But is Wells Fargo’s customer service inherently good or bad? Is Chicago an inherently friendly or unfriendly place? No.

As the A Course in Miracles quote John read says, "reality" is perception, not objective fact. Your perceptions are perfect mirrors of who you are.

Your reality is certainly a fact to you. But not to everyone.

Friends, we’ve said this many times over the years: You create your own reality. Some of you are probably sick of hearing it. But it is, nonetheless, true.

You can either accept your responsibility for creating all your life experiences. Or you can make yourself a victim. In other words, you can empower or disempower yourselves. It’s your choice.

You are all powerful creators. You are divine. You are God. Whether you acknowledge this or not, it is a real fact. Perhaps the only fact that ever mattered.

How can two people have seemingly identical experiences and have such opposite, conflicting recall?

There really is no "objective" reality. There is only your perception. You are totally free to perceive the world around you as you please.

A common example of this is two people who both know a third person. One thinks the third person is a jerk. The other thinks he’s a saint.

What’s happening here is the first person chooses to look at the faults in the third person, and that’s all he sees. The second person looks only for things to appreciate, and that’s all she sees.

This is such a transparently obvious process. Yet so many humans don’t "get it."

You are totally free to create whatever experiences you want in your lives. Whether they be your experiences of another person -- or of Wells Fargo. That freedom is the foundation of your power.